business finance

Immediate short term
finance for business success

Our business finance solutions

Select an option for your business needs

Fast solutions for cash flow, capital to grow, or payment options for clients.
Business focused expertise and smart business finance.

Unsecured business loans

Invoice Factoring

Turn your unpaid invoices into
immediate cash flow.

Invoice factoring

Business Loans

Realise goals with cash flow
for growth or operations.

Invoice finance

Customer Payment Plans

Increase sales with extended payment
terms for customers.

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debtor factoring

Fifo Capital – Backing Business Success

Smart finance and fast action is essential, but it’s only part of the picture.
For the best outcome for your business finance needs, make the most of our complimentary one-on-one expertise.
We’re not a call centre and we don’t live by checklists. We’re in the business of backing business success with 360 degree thinking for small and medium business finance needs.

One-on-One Expertise

For the best result, relationships count. No call centres and multiple points of contact. Just one person who understands your business.

24 to 48 Hour Turnaround

Timing is everything. For new clients, we aim to transfer funds within 24 hours (48 max). For existing clients, we can transfer funds in as little as four hours.
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Partnering Your Bank

We complement your banking facilities – a purpose fit solution for business needs when traditional finance falls short.

What our clients say

"The benefit of working with Fifo Capital - using selected invoices of our choosing, they provide funds within 48 hours. It helps us to maintain the flexibility to manage our other work commitments and cash flow as efficiently as possible."

− Industrial cleaning business

"Fifo Capital are co-operative and nothing is too difficult - I have a very good working relationship with them. They're excellent at what they do, open to ideas, easy to contact and quick to reply"

"Fifo Capital being able to do one or two invoices only is a massive advantage for businesses looking for flexibility."

"Fifo Capital easily met my short deadline and delivered exactly what he promised at a time when the growth of my business required our debtor funds to survive. Fifo Capital's support allowed our business to grow at a rate that would not have been possible without this funding facility. "

− Packaging Company, Victoria, Australia

"Fifo Capital were an integral part of getting our business growth happening. Using them to provide cash flow whilst waiting for government funds to flow into the business meant we could expand at three times the rate; this growth then led to the business being able to gain other contracts due our size. They were extremely flexible about payment timings and on call whenever needed. Their ability to alter the level of advancements against invoices meant we only had to pay for the part we needed advancing. There is no way a bank would be that flexible or reasonable in their costs. I would highly recommend their services to any developing business."

− Go Green, NSW Australia