How Working Capital Finance Can Fix Cash Flow Problems (For Good)


Retail hair salon woman managing appointments

As an SME business owner, you understand the vital role that cash flow plays in the survival of your business. Without it, you can’t keep the lights on, pay your employees, or keep your doors open.

However, late payments, seasonal fluctuations, and unexpected expenses can quickly throw your cash flow off track, even if you’re managing your business well. So is it really possible to fix cash flow problems for good?

What if we told you that by simply changing your approach to accessing finance, you could put an end to your cash flow woes and focus on growing your business?

The good news is that working capital finance can help you address these challenges and fix your cash flow problems. Read on to find out how.

What is Working Capital Finance?

Working capital finance is a type of financing that helps SMEs access the funds they need to manage their day-to-day operations. It can come in various forms, such as trade finance and supply chain finance, and typically provides short-term funding solutions to address cash flow problems.

Trade Finance

Looking to pre-pay your shipments and improve your cash flow management? With trade finance, you can access funds up to 210 days and negotiate better terms with your suppliers. Ensure timely delivery of goods and take control of your business operations.

Trade finance for SME businesses

Supply Chain Finance

Want to maintain strong relationships with your suppliers and improve your cash flow? With supply chain finance, you can renegotiate payment terms and access up to 120 days to pay for goods and services. Take charge of your finances and streamline your supply chain.

Supply chain finance is a powerful tool for SMEs

Invoice finance

Need fast access to cash? With invoice finance, you can use your unpaid invoices to access up to $2M in funding. Choose between selective invoice finance or whole-of-book financing, and take control of your cash flow. Improve your business operations and grow your business.

Ensure your business runs smoothly with invoice finance

By leveraging any of these three solutions, you can effectively address your cash flow challenges and pave the way for sustainable growth. In fact, the cost of the service can often be covered directly from your profits, enabling you to achieve responsible and impactful financing.

How Working Capital Finance Can Fix Cash Flow Problems

Working capital finance can provide a short-term solution to cash flow problems, but it can also fix them for good. By partnering with a reliable working capital finance provider, you can develop a financial plan that enables you to recycle funds, invest in your business, and achieve sustainable growth.

With the right financial plan in place, you can:

  • Improve cash flow management: By accessing working capital finance, you can better manage your cash flow and avoid cash flow problems in the future.
  • Increase working capital: Working capital finance can provide you with the funds you need to invest in your business, purchase new equipment, or expand your operations.
  • Build stronger relationships with suppliers: By using supply chain finance, you can negotiate better terms with suppliers and build stronger relationships.
  • Enhance financial control: With a reliable working capital finance provider, you can have greater financial control, enabling you to make informed business decisions.
  • Achieve sustainable growth: A financial plan that includes working capital finance can help you achieve sustainable growth and long-term success.

Partnering with a Working Capital Finance Provider

When working with a finance provider, it’s important to consider the level of partnership and discretion they offer. Partnering with a finance provider who values your relationship with your bank can help ensure that your funding needs are met while maintaining a positive relationship with your bank.

At Fifo Capital, we understand the importance of discretion and partnership. We work with you as a partner to provide funding solutions that best meet your needs while preserving your relationship with your bank. Our confidential approach ensures that your information remains private and secure, and we work with you to ensure that you are involved in the process every step of the way.

By partnering with Fifo Capital, you can access fast and flexible funding solutions without jeopardizing your relationship with your bank. Our range of funding solutions, combined with our commitment to partnership and discretion, makes us an ideal finance provider for SME business owners looking to fix their cash flow problems for good.

Fifo Capital social proof and awards - client testimonials

Subscribe to our newsletter

Keep reading

Unlocking Growth Opportunities: Fifo Capital’s Revamped Policy Empowers SMEs

We’re thrilled to announce significant updates to our credit policy, driven by valuable feedback and demand from partners like you. These updates represent a pivotal step in our commitment to empowering small and medium-sized enterprises (SMEs) to thrive in today’s challenging economic landscape. These updates ensure faster processing, reduced security requirements, and better pricing are […]

View more

Unlocking the Benefits of Import Finance in 2024

In a globalised world, businesses must navigate complex international transactions to remain competitive. Import finance solutions offer a lifeline, providing the necessary funding and support for seamless cross-border trade. This blog post delves into the world of import finance, exploring its various types, benefits, and real-life success stories. Get ready to unlock the potential of […]

View more

Rethinking Asset & Equipment Finance

Are you a small or medium-sized business owner or CFO exploring financing options for your company's growth? This article challenges conventional wisdom by delving into the drawbacks of asset and equipment finance. By the end, you'll gain a fresh perspective on why working capital finance might be the superior choice for your SME. Discover how working capital finance offers scalability, adaptability, and long-term support, revolutionising your business's financial strategy.

View more