Finance that’s built for business

Business loans calculator

Empower your business with better finance options. 

Access flexible, fast finance up to $2M.

Get a personalised quote

Unlock your business potential 

At Fifo Capital, we go beyond generic calculators and one-size-fits-all approaches. We offer personalised solutions to meet your specific financing requirements.

When it comes to financing, generic calculators may fall short in providing the personalised guidance and support your business deserves.

Get a personalised quote

Pre-approval up to $2M in 24 hours*

Our financing is tailored to your unique needs, going beyond traditional loans, so we need to work with you to start the process.

To begin, simply submit your details and our team will reach out and work with you to find the right solution, providing pre-approval in just 24 hours.*

Partner with Fifo Capital for your financial needs

No one-size-fits-all business loans here. We know that every business is unique, with its own needs and challenges. That’s why we provide customised business loan solutions designed specifically for your company.

We take the time to understand your requirements and customize our loans to help you effectively manage your working capital. Our personalised approach ensures sustainable financing options that deliver superior outcomes for your business.

Contact us today to get started and experience the difference better finance can make for your business.

Get a personalised quote

We help good businesses grow

By working with us, you can benefit from:

  • Personalised Quote: Our experienced team will assess your business needs and provide a customized quote tailored to your unique circumstances.
  • Pre-Approval in 24 Hours*: With our streamlined process, you can receive pre-approval within 24 hours, allowing you to move forward with confidence.
  • Funding Up to $2M: Access the capital you need to fuel your growth ambitions, with funding options available up to $2M.

See how we’ve helped thousands of Australian SME businesses grow

Empower your business with custom finance solutions

We understand that choosing the right financing option can be overwhelming. Instead of relying on generic calculators, let our team of experts guide you towards the most suitable solution.

Here’s how we can assist you:

  • Understanding your business: Our dedicated specialists take the time to understand your unique business requirements, industry dynamics, and growth aspirations.

  • Custom finance solutions: Based on our in-depth analysis, we create personalised financing solutions designed to address your specific needs and drive your success.

  • Expert guidance: Benefit from our wealth of knowledge and experience as we guide you through the complexities of finance, helping you make informed decisions.

  • Efficient approval process: Experience a seamless and efficient approval process, with our team working diligently to provide you with timely responses and support.

Fast funding, better finance

Get a personalised finance solution for your business

Click the button to find out if you’re eligible, and how much finance you can get.

Get a personalised quote

Features & benefits of working with Fifo

Here are just a few of the benefits of working with Fifo Capital:

  • Competitive interest rates 
  • Enjoy flexible terms that suit your needs
  • Experience a fast application process with personalised support
  • No hidden fees or surprises
  • Fix your cash flow problems for good with our award-winning ‘cash on demand’ finance

Your path to better finance

At Fifo Capital, we are committed to your financial success. Whether you need working capital, trade finance, or specialised funding, we have the expertise to help you thrive. Our comprehensive range of solutions includes:

  • Working capital finance: Address immediate cash flow needs and seize growth opportunities.

  • Trade finance: Facilitate international trade and manage complex payment cycles.

  • Specialised funding: Access industry-specific financing options tailored to your unique requirements.

  • Experience the Fifo Capital advantage: With deep industry knowledge, flexible terms, quick approvals, and dedicated support, we are here to fuel your business growth.

Ready to make your working capital work?

Take the first step and request a quote or call our team today. Let’s unlock your business’s full potential together.   

Frequently asked questions

Fifo Capital offers personalised financing solutions to support your business’s growth and cash flow needs. Our experienced team will work closely with you to understand your specific requirements and provide tailored funding options.

This depends on how technical the funding requirement is. If you have a straight forward funding need and the right information, we can get you an indicative (pre-approved) offer in 24 hours. Once in place, you can access same-day funding within 4 hours, giving you the agility to move quickly and achieve your business goals.

You can go from application to approved and funded within a week for funding requests up to $500K.For larger funding needs between $500K-$2M, we work to establish the necessary arrangements to power up your cash flow, which may take a little longer but the results are worth it.

Fifo Capital offers funding options up to $2 million. The specific loan amount will be determined based on your business’s financials, requirements, and our assessment of your needs.

Generally, you’ll need: A registered Australian business with an active ABN or ACN
A minimum annual turnover of $1M
Business operating for at least 12 months

We’re inclusive in our eligibility requirements, considering a range of factors beyond just credit scores and financial statements. We won’t waste your time if we can’t help, and our experts provide clear information to determine eligibility. Our streamlined process can get you an indicative offer in just 24 hours.

Getting started is simple. Reach out to our team by completing a an enquiry form or giving us a call.

We will guide you through the process, answer any questions you may have, and assist you in finding the right financing solution for your business.

Yes, we work with businesses across various industries. However, it’s important to note that from time to time, we may face limitations in working with certain industries due to marketing conditions and associated risks.

Our team has extensive expertise in understanding the unique challenges and opportunities specific to different sectors.

We will carefully assess the feasibility and potential risks involved in working with your industry, and tailor our solutions to meet your specific requirements.

Our goal is to help you achieve success while mitigating any potential challenges that may arise.

Take the first step towards custom financing

 Submit your details now and get a personalised quote

Simply enter your details below to start the process.

How our finance works

Unlock the power of working capital to fix your cash flow problems for good. Our solution provides the means to effectively manage your cash flow, ensuring stability and growth for your business.

Things you should know

*Pre-approval can be provided within 24 hours, once financial have been received. Pre-approval is subject to credit assessment and final approval based on our lending criteria. The actual amount and interest rate may vary based on the information provided.

Once your facility is established, you can access funds up to your limit within 24 hours and conveniently top up as needed, providing you with a reliable and recurring source of funds.

Award-winning business finance

Get the funds you need, when you need

Whether you’re a small business, an ASX listed company, or something in between — we can help you maximise the potential of your businesses assets using our innovative, smart and easy to establish finance options.

Talk to our team