Debtor Finance & Funding in Melbourne

One-off Single Invoice Factoring for Business

Turn Unpaid Invoices into Immediate Cash Flow

How it works

Send customer your tax invoice.

Email us the invoice and confirm funding amount.

We advance up to 90% within 4 hours

Fast Track your Business Cash Flow

Long customer payment terms, unexpected cash flow bumps or unforeseen business opportunities – just some of the times where invoice factoring makes good sense for business success. We make it simple, fast and flexible. Find out more and get in touch below.

Features

Use us for one invoice or many – you choose
For invoice values from $5,000
No real estate security required
First time approval within 24-72 hours
Ongoing transactions in as little as 4 hours
Simple set-up and hassle-free paperwork
No impact on your banking facilities

Apply Now

Business Success

Why Fifo Capital for Business Success?

Innovative facilities and fast turnaround is only half the picture. To get the best outcome, work with the experts who specialise in solutions-based thinking for all types of business finance needs.

Remember:

Fifo Capital facilities can be non-recourse product and typically we require little or no security from you or your business*.

Apply Now

svg+xml;base64,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 - Debtor Finance Melbourne

One-on-One Support

For the best results, relationships count. We’ll support your business with a designated support person who understands your business.

Fast Funding

As soon as your facility is up and running you can receive funding in as little as 4 hours. For new clients, we’ll have you set up in 24 – 72 hours.

Complementing Bank Finance

Our working capital and cash flow options are designed to work alongside other forms of finance you may have in place – for those times when traditional finance isn’t geared to meet your needs.

What Our Clients Say

Fifo Capital’s efficiency is great – the next day the money was in my account.

Importer and Wholesaler

Fifo Capital are co-operative and nothing is too difficult – I have a very good working relationship with them. They are excellent at what they do, open to ideas, easy to contact and quick to reply.

Home Services Supplier

We were experiencing rapid growth and we needed to process ahead of time to meet demands over our seasonal shutdown period. This creates huge pressure on cash flow which traditional banks have been unwilling to address. Fifo Capital’s invoice discounting has allowed us to keep a positive cash flow and meet the demands of our customers. All our requests have been met with the minimum of fuss and the process is very simple to use. I would happily recommend Fifo Capital

Health Foods and Supplements Business

Being a busy Asphalt/Construction company we were looking for cash flow solutions. Meeting with Dean from the Fifo group and hearing of their services, we knew this was exactly what we were looking for. The meetings and procedures were quick and no hassle with extremely good follow up and excellent contact, each and every month. We are rapt we have made the connection and enjoy the no hassle and positive moves towards the future. We would highly recommend their services to any company.

Construction Company

Fifo Capital has impacted very positively on cash flow, allowing us to focus on day-to-day running of our business. This, in turn, has allowed us to continuing growing sales. The service is extremely easy to use and no-fuss forms make applying simple.

Debtor Finance Melbourne