Business loans for success
Realise goals with a Capital injection
Businesses all across the world rely on intelligent financial solutions to keep the money rolling in. A financier loan with Fifo Capital may help you bridge the gap. Read More
Need Financier Loans for Your Business?
A good accountant or business manager should be able to build adaptable economic strategies into their models as the industry environment shifts and changes. This isn’t always possible, as many accountants know. Trying to free up capital to deal with a variety of issues takes time – something that we are all probably short of most of the time!
That’s why some businesses take advantage of financier loans. These loans rely on personal collateral as security and can be very useful for when you know you have a gap between money going out and money coming in. They allow businesses to stay on their feet and react quickly to changing situations without too much capital at risk. But if you consider these loans, it is wise to apply with a company you trust.
What Is a Financier Loan?
Financier loans are designed to be small and medium short-term loans. Often they are unsecured or secured for small sums between $150 and $5000. They are also designed to suit the borrower’s financial status and rating.
First-time borrowers will only be able to borrow smaller sums at first, and once they have succeeded in paying these off, they can increase the amount they borrow.
Who Should Apply for a Financier Loan?
These loans are especially useful for anyone who needs money in their account quickly and are able to repay quickly in proportion to the loan amount. Loans of $2000, for example, should be paid off within 8 weeks, whereas $5000 can be repaid up to 24 months. Cash can be deposited and ready for use within the day.
The applicants themselves must make a sensible assessment as to how much they need to borrow, whether they need to borrow, and how long they can borrow. We would always advise applicants to make a thorough investigation of their finances before applying. This service is useful to those who can afford to borrow and are able to keep up with their repayments, with an understanding of how interest can build up. If you can maximise your repayments, a financier loan may be useful to you.
Personal Financier Loans: How Does it Work?
Personal financier loan application can be carried out entirely online, and funds can be approved almost instantly. The money is transferred to the applicant’s account within an hour, provided it is approved before 2:30 PM on a weekday.
After the initial loan is successfully paid off entirely, the borrower can apply for a card which helps them get quicker and easier access to loans with bad credit. Loans can be extended for up to 2 years, provided the right conditions are met.
What Are the Conditions?
As responsible lenders, it is our job to ensure the applicant is in a position to manage the loan and the amount they are borrowing. Our conditions for approval are:
● A secure job for the past three months at least, with $500 income a week.
● A bank account that has been active for more than four months.
● Work income paid by direct transfer.
● Valid Australian residency.
● No more than two reversed or bounced payments in the last two months.
● No bankruptcies, court judgements or defaulting (except for small issues with utility companies)
During the application process, the creditor will check the applicant’s credit score and evaluate the credit history and records with many credit rating agencies.
Fast Financier Loan Applications & Aproval
With a team that has had wide experience in a variety of industries, we have a deep level of understanding when it comes to trade, supply, and capital expenditure. Over the course of 15 years, we’ve extended our reach all across Australia and helped to build success for all our clients whether they needed help with credit, wages, equipment, or purchases. In every case, we’ve built personalised solutions and become one of the ‘go-to’ suppliers of short-term funding and financiers for personal loans.
Whether you need a trade financier personal loans to cover equipment costs, or simply the room to keep your cash flow moving, our team is ready to help you realise your goals. In addition to our one-on-one support, our capital loan solution offers a number of features:
- Amounts offered start at $5000 – we can tailor how much you would need realistically when we discuss your application.
- Between three and 12 month terms – all dependent on the amount and kind of loan you are eligible for.
- Assorted repayment plans – tailored to suit your cash flow.
- Quick turnaround on application – typically, this can be between 48 and 72 hours!
All of this will be subject to our one-on-one support service, a dedicated team member who will look at your application, gain a complete understanding of your business and set up all the processes you need to make it work.
Setting up simple and follows a four-step process:
- Discussion – we’ll talk with you about your business requirements and future endeavours.
- Overview – your support member will take a 360° look at your business.
- Negotiation – together, we will work out rates, fees, and security along with filling out straightforward paperwork.
- Payments – money sent straight to your bank account in up to 72 hours from our first discussion.
Contact Fifo Capital Today and Recieve Fifo Financier Loans In As Little As 4 Hours
If you want to get a better idea of how reliable and accessible our loans are for your business, take a look at our clients’ story section and read through some of the kind feedback we have received. You can also take a look at some of our insights in our blog section and see what we’ve been up to on our news section at any point. Fifo Capital Finance also offers the following financial products:
- Commercial Financing Loans
- Working Capital Loans
- Commercial Construction Loans
- Cash Flow Loans
- Invoice Discounting
- Commercial Bridging Loans
We are also always happy to take any enquiries before you apply via our phone number or our email address.
Once you’re ready to apply, simply click the ‘apply now’ button to enter a few details, and we’ll be in touch in no time at all! Read Less
Could accessing a short term business loan transform your business? Working capital, equipment purchases, creditors, wages or one-off unexpected expenses settled with our help – purpose fit lending designed for business. Find out more, get in touch below.
Fifo Capital Loan
Fifo Capital Loan Features
- Loan amounts from $5,000
- Terms between three and twelve months
- Agreed repayments to suit your cash flow
- Secured by invoices, stock, equipment or other
- 72-hour turnaround on completed application
Why Fifo Capital for Business Success?
Smart products and fast turnaround is only half the picture. To get the best outcome, work with the experts who specialise in 360 thinking for business finance needs.
Fifo Capital facilities can be non-recourse product and typically we require little or no security from you or your business*.
One on One Support
For the best results, relationships count. No call centres or multiple points of contact. Just one person who understands your business.
4 to 72 Hour Turnaround
Regular customers call and receive the required finance in as little as 4 hours. For new clients, we design a solution in 72 hours or less.
Partnering Your Bank
We work hand in hand with your banking relationship – for those times when traditional finance isn’t geared to meet your needs.