invoice factoring

Immediate cash flow from unpaid invoices

Invoice factoring for business

Raise the invoice and get paid in 4 hours

No set-up costs or long-term contracts

Simple process

3,000+ Australian businesses have benefited to date

4 Steps for Immediate Cash Flow

factoring step 1

Unpaid invoices

You have unpaid invoices and need funding for short term cash flow.

Invoice factoring step 2

Fifo Capital solution

We talk, work out what you need and for how long, and verify the details.

Invoice factoring Step 3

Transfer funds

We transfer funds – usually within 4 business hours – based on the value of the invoice/s.

invoice factoring Step 4

Customer pays

When due, your customer pays the value of the outstanding invoice/s to us.

debtor factoring

Invoice Finance features

Single or multiple invoice factoring / finance

Funding between $5,000 and $500,000+

No real estate security required

Initial approval in as little as 24 hours

Invoice funding in as little as 4 hours

Simple set-up and ongoing process

Can work alongside current banking facilities

Get started or find out more

One-on-One Expertise

For the best result, relationships count. No call centres or multiple points of contact. Just one person who understands your business.

Funding in as little as 4 hours

Timing is everything. For new clients, we aim to provide you with a fast approval – usually within 24 hours. Once approved, each time you ask for an invoice to be paid in advance we can transfer funds in as little as 4 hours.

Partnering with your bank

We complement your banking facilities – a purpose fit solution for business needs when traditional finance falls short.

Smart finance and fast action is essential, but it’s only part of the picture.

What our clients say

"Fifo Capital were an integral part of getting our business growth happening. Using them to provide cashflow whilst waiting for government funds to flow into the business meant we could expand at three times the rate; this growth then led to the business being able to gain other contracts due our size. They were extremely flexible about payment timings and on call whenever needed. Their ability to alter the level of advancements against invoices meant we only had to pay for the part we needed advancing. There is no way a bank would be that flexible or reasonable in their costs. I would highly recommend their services to any developing business."

− Go Green, NSW Australia

"Fifo Capital easily met my short deadline and delivered exactly what he promised at a time when the growth of my business required our debtor funds to survive. Fifo Capital's support allowed our business to grow at a rate that would not have been possible without this funding facility.
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− Packaging Company, Victoria, Australia

"Fifo Capital's efficiency is great - the next day the money was in my account. "

"Fifo Capital are co-operative and nothing is too difficult - I have a very good working relationship with them. They are excellent at what they do, open to ideas, easy to contact and quick to reply."