Trade Finance
Businesses get extended trade terms up to 210 days to purchase from international and domestic suppliers on a revolving payables facility up to $2 million AUD.
GET STARTEDLearn moreFinance that’s built for international & domestic trade
Purchase from international or domestic suppliers and access extended trade terms up to 210 days.
Get a facility limit up to $2 million on a platform that optimises invoice management and repayments, minimising late payment risks.
With FX built in, confidential financing options, and the ability to cover pre-shipment payments, your buying power and supplier relationships will never be stronger.
By using our award-winning Trade Finance solution, you can build more products, stock up to meet demand, or scale up your orders for better discounts.
Do more. Win more. Grow more.
We fund businesses like yours
Minutes to apply online. Funds in 24 hours once approved.
You’ll need:
- Active ABN or ACN
- Operating more than 12 months
- Over $750,000 annual turnover
What is Trade Finance
Trade Finance, in the Fifo approach, is essentially a line of credit based on your payables. But it’s more than that — it’s a financial service designed to help businesses achieve their goals by providing the credit and resources needed to facilitate trade transactions.
For Australian SMEs, trade finance is crucial in mitigating risks, managing cash flow, and ensuring smooth operations throughout the trade cycle. It’s an essential tool for navigating global commerce and driving business growth.
Learn More About Trade Finance
Features of Fifo Capital’s Trade Finance
- Revolving payables facility $100K to $2M
- Up to 210 days trade terms
- 100% advance on supplier invoices
- International and domestic purchases funded
- Pre-shipment payment options available
- Get multiple invoices funded all at once
- Transparent and simple repayment schedule
- Confidential financing options available
- Same-day payments to suppliers once your facility is up and running
Built on our integrated platform Fifopay
Fifopay is our invoice management platform that lets you manage your facility with ease. It gives you full control of your cash flow and the power to unlock new opportunities for your business — all in just a few clicks. With Fifopay, you’ll never miss out on exciting growth opportunities, backed by your payables.
How our Trade Finance service works
We’ll custom build a Trade Finance facility to suit your needs
Step 2.
Use your Fifo facility to pay the invoice
Step 3.
Repay your Fifo facility up to 210 days after the invoice date
See how we’ve helped thousands of Australian SME businesses grow
Frequently asked questions
Trade finance refers to the financial instruments and products used by businesses engaged in trade to facilitate the exchange of goods and services.
This includes both international and domestic trade.
To qualify for trade finance, businesses need to show trade activity, creditworthiness, collateral (if required), documentation to support the application, and compliance with relevant laws and regulations.
Meeting these requirements and demonstrating a strong track record of trade activity, creditworthiness, and compliance can increase a business’s chances of being approved for trade finance products and services.
Additionally, some specific product eligibility criteria may apply depending on the type of trade finance product or service they are seeking.
For trade finance funding, we require businesses to have been operating for at least 12 months, have an active ABN or ACN, and meet minimum monthly and/or annual turnover requirements.
Trade finance offers businesses involved in both domestic and international trade a variety of financial products and services.
These services range from financing the purchase of goods to managing risks associated with cross-border transactions, providing valuable support for businesses engaged in trade.
Our funding options start from as little as $100K and go up to $2M.
Depending on the needs and circumstances of your business, we can offer you one or more finance solutions across trade, invoice, supply chain finance and/or a short-term business loan.
Our experienced team takes the time to understand your business needs and goals, so we can provide you with the right finance solutions that meet your current needs.
To start this process, simply get in touch with our team, or complete an application online.
Standard requirements are:
– ABN or ACN
– Financial documents
We only ever ask for the documentation we need in order to assess your business’ circumstances.
We specialise in providing fast and flexible funding solutions for businesses through our range of finance facilities, including trade finance, invoice finance, and business loans.
With our streamlined application process, we can give you an indicative offer within just 24 hours and get funding to you in as little as a week.
For businesses that need larger amounts of funding — $500K-$2M — we offer bespoke finance options through our Custom Built Solutions. Our team will create a finance facility that best suits your business within 2-3 weeks.
For businesses requiring fast access to larger funds, we can offer a combination of the two streams — by providing pre-approval up to $500K — in order to assist you to get the funds you need sooner. To get the ball rolling, get in touch with our team.