Fifo Capital · Western Australia

Immediate cashflow
on demand

Fast, flexible funding for WA businesses – covering the cashflow gap

Mining, civil & defence subcontractors Transport & bulk haulage operators Plant hire & earthmoving Fabrication & Manufacturing Labour & shutdown Heavy & light Industrial
Construction worker in a hard hat on a Western Australian civil works site
$10K – $5M Funding range
24hr Funding provided
Non-lock-in Use only as needed

What we do

Selective Invoice Finance

Immediate payment of unpaid invoices so you don't have to wait 30, 60 or 90 days to get paid. Select only the invoices you need funded — no lock-in facility required.

80% advanced on invoice value
Learn more

Progress Claim Funding

Early payment of monthly progress claims for construction, civil and mining subcontractors.

Specialist facility for subcontractors
Learn more

Purchase Order Finance

Preliminary funding to purchase materials or equipment before a job starts — so you can take on more work without tying up your own capital.

24 hrs indicative offer turnaround
Learn more

All facilities are non-lock-in, no set-up fees, and can be used only when needed.

Payment gaps kill momentum. Whether you're waiting on a large invoice to be paid, buying materials for the next phase, or juggling your weekly payroll cycle — we have a solution designed around how your business actually works.

Selective Invoice Finance

Get paid now, not in 60 days

  • Same day funding – you select which invoice to receive immediate payment
  • Rapid set-up, local service, and can be used as little or as often as needed
  • No requirement to connect your accounting software
  • No lock-in, one flat fee, and no other costs

Progress Claim Finance

Early payment option for your monthly progress claims

  • Specialist facility purpose-made for construction, civil and mining subcontractors
  • Fast & reliable access to early payment of your selected progress claims
  • Keeps projects moving, suppliers paid, and payroll up to date
  • No property security required

Purchase Order Finance

Buy the materials before the job starts

  • Upfront funding for supplier payments, material imports, and equipment purchases
  • Can be used once-off or as a revolving funding line
  • Cashflow to assist recent contract wins
  • Flexible repayment terms

Need cashflow urgently?

Contact the local Western Australia team — funding provided in as little as 24 hours.

Who we are

Local Team. Real Results.

Key personnel at the WA office of Fifo Capital

Photo TBC
Jason Starcevich

Jason Starcevich

Director
Photo TBC
Jimmy Bowler

Jimmy Bowler

Head of Client Acquisition
Photo TBC
Mitchell Burgess

Mitchell Burgess

Operations & Client Relations
Photo TBC
Brant Colledge

Brant Colledge

Operations & Client Relations
Photo TBC
Cameron Lovell

Cameron Lovell

Chief Commercial Officer

Good to know

Frequently asked questions

Fifo Capital offers personalised financing solutions to support your business's growth and cash flow needs. Our experienced team will work closely with you to understand your specific requirements and provide tailored funding options.
This depends on how technical the funding requirement is. If you have a straightforward funding need and the right information, we can get you an indicative (pre-approved) offer in 24 hours.
Fifo Capital offers funding options up to $5 million. The specific loan amount will be determined based on your business's financials, requirements, and our assessment of your needs.
Getting started is simple. Reach out to our team by completing an apply now form or giving us a call on 1300 757 995. We'll guide you through the process, answer any questions you may have, and assist you in finding the right financing solution for your needs.
Yes, we work with businesses across various industries. However, it's important to note that from time to time, we may face limitations in working with certain industries due to market conditions and associated risks. Our team has extensive experience supporting construction, civil and mining subcontractors.