Better finance solutions
About Fifo Capital
We’re for SMEs
Do more. Win more. Grow more.
Contact usHow funding works Committed to helping Australian businesses
Struggling with cash flow? You’re not alone.
92% of SMEs in Australia face cash flow gaps, which can lead to financial instability and insolvency.
At Fifo Capital, we’re tired of watching SMEs fall into this cycle.
And unlike other lenders, we don’t just offer temporary solutions.
We work with you, like a consultant, giving you the power and the tools to take control of your cash flow.
With our support, you can achieve sustainable growth and financial stability.
Learn about our finance solutions
Award-winning business finance
Get the funds you need, when you need
Whether you’re a small business, an ASX listed company, or something in between — we can help you maximise the potential of your businesses assets using our innovative, smart and easy to establish finance options.
Talk to our team
Making it easier for businesses to do more business
We support Australian businesses by providing access to smart finance solutions to give you the funds you need, when you need.
Our mission is simple. Make it easier for businesses to do more business.
A big part of what we do, is to help educate businesses on the best ways to use your working capital.
Our team of lending specialists can show you better ways to fund your business, using your existing capital.
By tapping into your working capital, you can keep more cash in your business, giving you more security and certainty to plan and grow.
You run the business. We’ll help you keep building it.
We fund businesses like yours
Are you looking for better ways to fund your business? Do you have an active ABN or ACN? Has your business been operating for more than 12 months?
Yes? Let’s get your capital working!
Make an enquiryNext level business finance
About Fifopay
Meet FifopayTM. Our innovative finance platform, built to better businesses.
Fifopay offers unrivalled capability and features for businesses in Australia. With leading AI technology, surfacing actionable insights, you can start making smarter decisions on how you manage your payables and receivables, today.
Fifopay connects seamlessly to all major accounting platforms, allowing you to easily access and use your working capital, as you manage your everyday business finances.
Find out more
Our values
We’re for business. For businesses of all sizes, and across all industries.
And we’ve made it our mission to improve the way Australian businesses do business.
Since 2007, we’ve supported thousands of Australian businesses with more than $2B. And we’re just getting started.
Trusted
More than 3,000 SMEs and corporate businesses in Australia rely on our finance solutions.
Responsible
A respected adviser on alternative finance; we work in hand with the government and other bodies, to advocate for better ways to improve stability and fairness in the Australian financial system.
Driven
We’re constantly pushing the boundaries and delivering new ways to better support businesses. Through extended terms, best in class tech, new partnerships — we are 100% committed to delivering better outcomes for our clients.
50+ lending specialists
Our network
Fifo Capital HQ, based in Melbourne, is supported by a nation-wide network of business partners and investors.
Our processes enable us to make fast decisions and give you the support you need by referring you to the right partner to fulfill your request.
Contact us FIND A LOCAL LENDER
Experts in working capital
We offer professional guidance and tailored solutions to meet your business finance needs. Using our facilities you can change the way you do business for the better.
Stop worrying about your cash flow and get back to growing your business.
Find a specialist
Part of the Wingate Group
Wingate is a leading alternatives investment management business focused on property private debt, mid-market corporate debt and direct property investment.