Helping businesses do more
For partners
Building SME resilience with better financing solutions
Revolving finance, up to $2M


Better together
We’re proud to partner with an extensive network of accountants, commercial finance brokers, advisors, corporate partners, advocacy bodies and investors, who are also seeking to improve the way we do business.
At Fifo Capital, we love nothing more than sharing our expertise and demonstrating better ways that businesses can access the funds they need, when they need.
If you’re looking to explore a potential partnership opportunity, or you have new business referrals, we’re always happy to talk through new opportunities.

Strategic partnerships
We have a wealth of experience partnering with peak industry organisations to advocate and educate on about better, fairer business finance solutions.
To start a conversation and explore a potential new partnership opportunity, contact our team.
Broker referrals
Introduce your clients to better finance solutions, by showing them how to make use of the working capital already in their business.
Used in conjunction with existing finance mechanisms, we can help you rapidly improve your clients’ growth potential.
Why partner with us?
At Fifo Capital, we value the trust that comes from our partners choosing to work with us. That’s why we never take it for granted and we always go out of our way to deliver the best possible solutions and reward our partners for their support.
Features & benefits
By partnering with Fifo Capital, you’ll give your clients access to:
- Fast approvals and funding up to $2M
- Custom-built finance solutions tailored to their specific needs
- Recurring funding to support ongoing operations and seize growth opportunities
- Fifopay, our easy-to-use smart online platform for managing accounts and tracking funding
- A team of experts ready to provide guidance and support.
Better solutions for your clients
Trade finance
Get on top of your trade costs and increase your margins.
Extend your supplier payment terms and pay deposits or pre-shipment payments and more, with up to 210 day terms, on local and international trade.
- Funding up to $2M
- 100% in advance, maximum 210 days
- Rates from 12% per annum*
- Fund deposits, pre-shipment payments and take advantage of early payment offers
- Option to keep funding undisclosed
Invoice finance
Overdue invoices can be a massive stress on any business. In fact, in 2021, 48%† of invoices issued by Australian small businesses were paid late. Don’t wait for your customers to pay you. Reduce your stress and improve your cash flow, by tapping the funds in your unpaid invoices.
- Funding up to $2M
- Up to 80% in advance, maximum 120 day terms
- Rates from 0.0465%* per day, 7.5% per annum^
- Off-balance sheet finance
Business loans
Access a short-term business loan to secure the funds you need, fast.
Whether you need to bridge a funding gap, top up your existing loan, or take advantage of a new opportunity.
- Funding: Up to $350K, terms 3-18 months
- Rates from 12% per annum*
- Access funds using existing assets or working capital
- Flexible short-term loans: No extended obligations, only essential funds

Experts in working capital
We offer professional guidance and tailored business finance solutions. Using our facilities we can change the way businesses do business, for the better.
Help your clients improve their cash flow and pursue new opportunities.

See how we’ve helped thousands of Australian SME businesses grow
