Trade Finance

1477190_Illustratedtradefinanceicon_Australia02_101322_v2

Finance that’s built for international & domestic trade

Purchase from international or domestic suppliers and access extended trade terms up to 180 days.

Get a facility limit up to $5 million on a platform that optimises invoice management and repayments, minimising late payment risks. 

With confidential financing options, and our unique ability to cover supplier pre-shipment payments, you’ll quickly boost your buying power and supplier relationships.

By using our award-winning Trade Finance solution, you can build more products, stock up to meet demand, or scale up your orders for better discounts.

Do more. Win more. Grow more.

1477190_Illustratedtradefinanceicon_Australia02_101322

We fund businesses like yours

Minutes to apply online. Funds in 24 hours once approved.
You’ll need:
  • Active ACN
  • Financial documents
Icon4-invoice

What is Trade Finance

Trade Finance, in the Fifo Capital unique approach, is essentially a line of credit based on your payables. But it’s also more than that — it’s a financial solution designed to help businesses achieve their goals by providing the credit and resources needed to facilitate trade transactions.

For Australian business, trade finance is crucial in mitigating risks, managing cash flow, and ensuring smooth operations throughout the trade cycle. It’s an essential tool for navigating global commerce and driving business growth.

Icon4-invoice

Features

  • Revolving payables facility $500K to $5M
  • Up to 180 days trade terms
  • 100% advance on supplier invoices
  • International and domestic purchases funded
  • Deposit and Pre-shipment payment options available
  • Get multiple invoices funded all at once
  • Competitive FX rates through our partners
  • Confidential financing options available
  • Same-day payments to suppliers once your facility is up and running

Transparent and simple repayments

  • No intra-term principal repayments
  • Interest on outstanding balances only
  • Repay early at no additional cost
vstack.original

Built on our integrated platform Fifopay

Fifopay is our invoice management platform that lets you manage your facility with ease. It gives you full control of your cash flow and the power to unlock new opportunities for your business — all in just a few clicks. With Fifopay, you’ll never miss out on exciting growth opportunities.
vstack.original

How our Trade Finance service works

We’ll custom build a Trade Finance facility to suit your needs
Step 1.

Upload your supplier invoices into Fifopay for payment.

Step 2.

Enter the date you wish to pay the invoice, up to 180 days from the due date.

Step 3.

Repay early at no additional cost.

See how we’ve helped thousands of Australian SME businesses grow

5-stars-4

Frequently asked questions

What is trade finance?

Trade finance refers to the financial instruments and products used by businesses engaged in trade to facilitate the exchange of goods and services.
This includes both international and domestic trade.

What do businesses need to qualify for trade finance?

To qualify for trade finance, businesses need to show trade activity, creditworthiness, collateral (if required), documentation to support the application, and compliance with relevant laws and regulations.


Meeting these requirements and demonstrating a strong track record of trade activity, creditworthiness, and compliance can increase a business’s chances of being approved for trade finance products and services.
Additionally, some specific product eligibility criteria may apply depending on the type of trade finance product or service they are seeking.


For trade finance funding, we require businesses to have an active ACN and meet minimum serviceability requirements.

What support does trade finance provide to businesses?

Trade finance offers businesses involved in both domestic and international trade a variety of financial products and services.


These services range from financing the purchase of goods to managing risks associated with cross-border transactions, providing valuable support for businesses engaged in trade.

How much funding can you provide for trade finance?

Our funding options start from as little as $500K and go up to $5M.
Depending on the needs and circumstances of your business, we can offer you one or more finance solutions across trade finance, invoice finance, or a short-term business loan.


Our experienced team takes the time to understand your business needs and goals, so we can provide you with the right finance solutions that meet your current needs.

How do I apply?
To start this process, simply get in touch with our team, or complete an application online.

Standard requirements are:
– ACN
– Financial documents

We only ever ask for the documentation we need in order to assess your business’ circumstances.
How long does the funding process take?

We specialise in providing fast and flexible funding solutions for businesses through our range of finance facilities, including trade finance, invoice finance, and business loans.

With our streamlined application process, we can give you an indicative offer within just 24 hours and get funding to you in as little as a week.