business loan solutions

Capital for business
growth and efficiency

Smart business loans

Business Loan – 4 Simple Steps

factoring step 1

We talk through your business needs and plans. Expert thinking, complimentary.

Invoice factoring step 2

We discard the traditional checklist and take a 360 look at your business.

Invoice factoring Step 3

We discuss terms, rates, fees and security, and complete our fuss free paperwork.

invoice factoring Step 4

We advance your loan amount – cash in the bank – within 48 hours of our initial discussion.

Building business with loans designed for all businesses

Could accessing an unsecured short term business loan transform your business? Working capital, equipment purchases, creditors, wages or one-off unexpected expenses – purpose fit lending designed for small and medium business.
Find out more or get in touch below.

Business Loan Features

  • For loans of $5,000 to $500,000
  • Terms between three and 12 months
  • Weekly, fortnightly or monthly repayments
  • Secured by invoices, stock or other
  • 48 hour turnaround on completed application

Get started or find out more


Fifo Capital – Backing Business Success

Smart finance and fast action is essential, but it’s only part of the picture.
For the best outcome for your business finance needs, make the most of our complimentary one-on-one expertise.
We’re not a call centre and we don’t live by checklists. We’re in the business of backing business success with 360 degree thinking for small and medium business finance needs.

One-on-One Expertise

For the best result, relationships count. No call centres and multiple points of contact. Just one person who understands your business.

24 to 48 Hour Funding

Timing is everything. For new clients, we aim to transfer funds within 24 hours (48 max). For existing clients, we can transfer funds in as little as four hours.

Partnering Your Bank

We complement your banking facilities – a purpose fit solution for business needs when traditional finance falls short.

What our clients say

"Fifo Capital easily met my short deadline and delivered exactly what he promised at a time when the growth of my business required our debtor funds to survive. Fifo Capital's support allowed our business to grow at a rate that would not have been possible without this funding facility.” "

− Packaging Company, Victoria, Australia

"Fifo Capital being able to do one or two invoices only is a massive advantage for businesses looking for flexibility."

− Building construction company

"Fifo Capital are co-operative and nothing is too difficult - I have a very good working relationship with them. They're excellent at what they do, open to ideas, easy to contact and quick to reply."

− Importer and wholesaler