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Expertise counts - finance for cash flow today and success tomorrow.

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No fuss approval between 24 and 48 hours.

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Flexible, fast finance. Invoice Factoring, Business Loans, Payment Plans.

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Backing Australian business success since 2007.

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Flexible finance when you need it.

Business finance fast means cutting through red tape and delivering. That’s what we do.
Our fuss-free, straight-forward options coupled with business finance expertise delivers
purpose-fit funding when you need it.

Debtor financing

Business cash flow online
Get started today

Invoice factoring

Fast business finance
View our options

Unsecured business loans

60+ finance experts
Get in touch

debtor factoring

Fast business finance

Invoice factoring

Immediate cash flow gap? Use our single invoice factoring service for as-and-when needed business finance – funds transferred in as little as 4 hours. More

Business loans

Need a short term capital injection? Realise a business opportunity, address operational costs or fund other business needs. Purpose-fit for you.
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Payment plans

Remove cost barriers to doing business with payment plans for your customers. Increase sales with finance options that drive growth.
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Purpose-fit for business

  • As needed business finance – we don’t lock you into long-term contracts.
  • First time clients – funding transferred between 24 and 48 hours.
  • Regular clients – funding transferred in as little as four hours.
  • Finance that works in harmony with your banking facilities – a complement for short-term immediate finance needs.
  • Decades of business finance expertise, delivered one-on-one. We’re not call centre.
  • Or use our online invoice factoring service for at the desk finance.

Find out more

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Business help centre

Cashflow finance

How to make your seasonal business viable

| Blog, Business help | No Comments

Understanding what it takes to keep your business afloat doesn’t sound like rocket science at first glance, but not all businesses work the same way financially. Some certainly can just…

Invoice factoring solutions

How Elon Musk is taking on big oil

| Blog | No Comments

In business as well as in the world at large, a few people tend to step up to oversee and catalyse major changes at pivotal moments in time. In the…

Invoice Discounting

Internet at the bottom of the world

| Blog, Business help | No Comments

High speed Internet plays a vital role in global business, and in New Zealand and Australia that Internet largely arrived in 1999 and 2000 with the Sea-Me-We3 Cable connecting Australia…

What our clients say

"Fifo Capital being able to do one or two invoices only is a massive advantage for businesses looking for flexibility."

"They were really good to get along with and everything they said they were going to do, they did. "