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Expertise counts - finance for cash flow today and success tomorrow.

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No fuss approval between 24 and 48 hours.

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Flexible, fast finance. Invoice Factoring, Business Loans, Payment Plans.

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Backing Australian business success since 2007.

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Flexible finance when you need it.

Business finance fast means cutting through red tape and delivering. That’s what we do.
Our fuss-free, straight-forward options coupled with business finance expertise delivers
purpose-fit funding when you need it.

Business cash flow online
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Fast business finance
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60+ finance experts
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Fast business finance

Invoice factoring

Immediate cash flow gap? Use our single invoice factoring service for as-and-when needed business finance – funds transferred in as little as 4 hours. More

Business loans

Need a short term capital injection? Realise a business opportunity, address operational costs or fund other business needs. Purpose-fit for you.
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Payment plans

Remove cost barriers to doing business with payment plans for your customers. Increase sales with finance options that drive growth.
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Purpose-fit for business

  • As needed business finance – we don’t lock you into long-term contracts.
  • First time clients – funding transferred between 24 and 48 hours.
  • Regular clients – funding transferred in as little as four hours.
  • Finance that works in harmony with your banking facilities – a complement for short-term immediate finance needs.
  • Decades of business finance expertise, delivered one-on-one. We’re not call centre.
  • Or use our online invoice factoring service for at the desk finance.

Find out more

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Business help centre

Make sense of the sharing economy business model

Make sense of the sharing economy business model

| Blog, Our views​ | No Comments

Businesses such as Uber and Airbnb that use the sharing economy model, are not afraid to disrupt existing business models in order to achieve success. We take a closer look.

Understand the opportunity cost of business decisions

Understand the opportunity cost of business decisions

| Blog, Business help | No Comments

Are you aware of the opportunity cost of your decisions? We take a look at the benefits of fully assessing the alternatives before making your choice.

Controlling business costs

Are you really in control of your business costs?

| Blog, Business help, Financial health | No Comments

Knowing how to control your business costs is an important element in managing your success. We review 6 ways to keep your costs in check.

What our clients say

"Fifo Capital being able to do one or two invoices only is a massive advantage for businesses looking for flexibility."

"They were really good to get along with and everything they said they were going to do, they did. "