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Expertise counts - finance for cash flow today and success tomorrow.

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No fuss approval between 24 and 48 hours.

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Flexible, fast finance. Invoice Factoring, Business Loans, Payment Plans.

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Backing Australian business success since 2007.

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Flexible finance when you need it.

Business finance fast means cutting through red tape and delivering. That’s what we do.
Our fuss-free, straight-forward options coupled with business finance expertise delivers
purpose-fit funding when you need it.

Debtor financing

Business cash flow online
Get started today

Invoice factoring

Fast business finance
View our options

Unsecured business loans

60+ finance experts
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debtor factoring

Fast business finance

Invoice factoring

Immediate cash flow gap? Use our single invoice factoring service for as-and-when needed business finance – funds transferred in as little as 4 hours.
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Business loans

Need a short term capital injection? Realise a business opportunity, address operational costs or fund other business needs. Purpose-fit for you.
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Payment plans

Remove cost barriers to doing business with payment plans for your customers. Increase sales with finance options that drive growth.
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Purpose-fit for business

  • As needed business finance – we don’t lock you into long-term contracts.
  • First time clients – funding transferred between 24 and 48 hours.
  • Regular clients – funding transferred in as little as four hours.
  • Finance that works in harmony with your banking facilities – a complement for short-term immediate finance needs.
  • Decades of business finance expertise, delivered one-on-one. We’re not call centre.
  • Or use our online invoice factoring service for at the desk finance.

Find out more

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Business help centre

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What our clients say

"Fifo Capital being able to do one or two invoices only is a massive advantage for businesses looking for flexibility."

"They were really good to get along with and everything they said they were going to do, they did. "