Expertise counts - finance for cash flow today and success tomorrow.



No fuss approval between 24 and 48 hours.



Flexible, fast finance. Invoice Factoring, Business Loans, Payment Plans.



Backing Australian business success since 2007.


Flexible finance when you need it.

Business finance fast means cutting through red tape and delivering. That’s what we do.
Our simple to use, straight-forward options coupled with business finance expertise delivers purpose-fit funding when you need it.

Invoice Factoring Australia

Business cash flow online
Get started today

Short term business loans

Fast business finance
View our options

Short term business loans

60+ finance experts
Get in touch

debtor factoring

Fast business finance

Invoice finance

Immediate cash flow gap? Use our single invoice finance service for as-and-when needed business finance – funds transferred in as little as 4 hours.

Business loans

Need a short term capital injection? Realise a business opportunity, address operational costs or fund other business needs. Purpose-fit for you.

Supply chain finance

Enable your suppliers to receive early payments for their invoices. Improve your net operating working capital at the same time.

Purpose-fit for business

  • As needed business finance – we don’t lock you into long-term contracts.
  • First time clients – funding transferred between 24 and 48 hours.
  • Regular clients – funding transferred in as little as four hours.
  • Finance that works in harmony with your banking facilities – a complement for short-term immediate finance needs.
  • Decades of business finance expertise, delivered one-on-one. We’re not a call centre.
  • Or use our online invoice finance service for at the desk finance.

Find out more

Business help centre


Fair Work Commission hikes retail penalty rates

| Blog, Business help | No Comments

After examining the General Retail Industry Award 2010, the Fair Work Commission has decided to make some significant changes to penalty rates for retail workers. Specifically, over the next several…


Debt free financing is a game changer for Australian businesses

| Blog, Business help | No Comments

Australian businesses often struggle to get paid on their own terms. Instead, they rely on debt solutions to maintain their smooth operation and growth. While that might sound like an…


Rewriting the rules of finance

| Blog, Fifo Capital News | No Comments

Fifo Capital CEO Wayne Morris explains how the business finance specialist has pioneered a first-of-its-kind, debt-free solution for businesses of all sizes. On the surface, Australian businesses have no shortage…

What our clients say

"Fifo Capital being able to do one or two invoices only is a massive advantage for businesses looking for flexibility."

"They were really good to get along with and everything they said they were going to do, they did. "