Expertise counts - finance for cash flow today and success tomorrow.



No fuss approval between 24 and 48 hours.



Flexible, fast finance. Invoice Factoring, Business Loans, Payment Plans.



Backing Australian business success since 2007.


Flexible finance when you need it.

Business finance fast means cutting through red tape and delivering. That’s what we do.
Our fuss-free, straight-forward options coupled with business finance expertise delivers
purpose-fit funding when you need it.

Invoice Factoring Australia

Business cash flow online
Get started today

Short term business loans

Fast business finance
View our options

Short term business loans

60+ finance experts
Get in touch

debtor factoring

Fast business finance

Invoice finance

Immediate cash flow gap? Use our single invoice finance service for as-and-when needed business finance – funds transferred in as little as 4 hours.

Business loans

Need a short term capital injection? Realise a business opportunity, address operational costs or fund other business needs. Purpose-fit for you.

Payment plans

Remove cost barriers to doing business with payment plans for your customers. Increase sales with finance options that drive growth.

Purpose-fit for business

  • As needed business finance – we don’t lock you into long-term contracts.
  • First time clients – funding transferred between 24 and 48 hours.
  • Regular clients – funding transferred in as little as four hours.
  • Finance that works in harmony with your banking facilities – a complement for short-term immediate finance needs.
  • Decades of business finance expertise, delivered one-on-one. We’re not a call centre.
  • Or use our online invoice finance service for at the desk finance.

Find out more

Business help centre

Short term business loan

Australian SMEs should check their loan contracts

| Blog, Business help | No Comments

The Australian Securities and Investments Commission (ASIC) has indicated this week it will begin cracking down on violators of unfair contract terms rules. This comes several months after the big…


SMEs need to prepare for compulsory single touch payroll

| Blog, Business help | No Comments

The Australian Tax Office (ATO) has announced that it will be rolling out its Single Touch Payroll (STP) initiative this coming July. This new program is designed to resolve a…


Why most startups fail even when financing is accessible

| Blog, Business help | No Comments

In Australia, 19 out of 20 is an often-cited rate of failure for small businesses in their first three years, and the most commonly cited cause of those failures is…

What our clients say

"Fifo Capital being able to do one or two invoices only is a massive advantage for businesses looking for flexibility."

"They were really good to get along with and everything they said they were going to do, they did. "