Expertise counts - finance for cash flow today and success tomorrow.



No fuss approval between 24 and 48 hours.



Flexible, fast finance. Invoice Factoring, Business Loans, Payment Plans.



Backing Australian business success since 2007.


Flexible finance when you need it.

Business finance fast means cutting through red tape and delivering. That’s what we do.
Our fuss-free, straight-forward options coupled with business finance expertise delivers
purpose-fit funding when you need it.

Invoice Factoring Australia

Business cash flow online
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Invoice factoring business loan

Fast business finance
View our options

Short term business loans

60+ finance experts
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debtor factoring

Fast business finance

Invoice finance

Immediate cash flow gap? Use our single invoice finance service for as-and-when needed business finance – funds transferred in as little as 4 hours.

Business loans

Need a short term capital injection? Realise a business opportunity, address operational costs or fund other business needs. Purpose-fit for you.

Payment plans

Remove cost barriers to doing business with payment plans for your customers. Increase sales with finance options that drive growth.

Purpose-fit for business

  • As needed business finance – we don’t lock you into long-term contracts.
  • First time clients – funding transferred between 24 and 48 hours.
  • Regular clients – funding transferred in as little as four hours.
  • Finance that works in harmony with your banking facilities – a complement for short-term immediate finance needs.
  • Decades of business finance expertise, delivered one-on-one. We’re not a call centre.
  • Or use our online invoice finance service for at the desk finance.

Find out more

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Business help centre

Invoice factoring

Australian SMEs need to watch out for the ATO’s tax crackdown

| Blog, Business help | No Comments

In recent months, the Australian Taxation Office (ATO) has made significant strides in closing tax loopholes and holding businesses accountable. So far the focus has been primarily on larger businesses,…

transitioning from entrepreneur to CEO

Alternative financing is ideal for new entrepreneurs

| Blog, Business help | No Comments

Compared to previous generations, new business owners are spoilt for choice when it comes to financing options for their business. Despite this, the vast majority of new businesses still go…

Short term business loan

Surviving in Australia’s new retail environment

| Blog, Business help | No Comments

SV Partners’ August 2017 Commercial Risk Outlook indicates that 1591 Australian retailers are facing a serious risk of financial failure within the next 12 months. This is up from last…

What our clients say

"Fifo Capital being able to do one or two invoices only is a massive advantage for businesses looking for flexibility."

"They were really good to get along with and everything they said they were going to do, they did. "