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Expertise counts - finance for cash flow today and success tomorrow.

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No fuss approval between 24 and 48 hours.

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Flexible, fast finance. Invoice Factoring, Business Loans, Payment Plans.

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Backing Australian business success since 2007.

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Flexible finance when you need it.

Business finance fast means cutting through red tape and delivering. That’s what we do.
Our fuss-free, straight-forward options coupled with business finance expertise delivers
purpose-fit funding when you need it.

Invoice Factoring Australia

Business cash flow online
Get started today

Invoice factoring business loan

Fast business finance
View our options

Short term business loans

60+ finance experts
Get in touch

debtor factoring

Fast business finance

Invoice finance

Immediate cash flow gap? Use our single invoice finance service for as-and-when needed business finance – funds transferred in as little as 4 hours.
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Business loans

Need a short term capital injection? Realise a business opportunity, address operational costs or fund other business needs. Purpose-fit for you.
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Payment plans

Remove cost barriers to doing business with payment plans for your customers. Increase sales with finance options that drive growth.
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Purpose-fit for business

  • As needed business finance – we don’t lock you into long-term contracts.
  • First time clients – funding transferred between 24 and 48 hours.
  • Regular clients – funding transferred in as little as four hours.
  • Finance that works in harmony with your banking facilities – a complement for short-term immediate finance needs.
  • Decades of business finance expertise, delivered one-on-one. We’re not a call centre.
  • Or use our online invoice finance service for at the desk finance.

Find out more

Business help centre

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Successful leaders take time to reflect

| Blog, Business help | No Comments

As an entrepreneur, it’s easy to get mired in a sea of emails, phone calls, and operational and personnel problems, leaving almost no time for your regular responsibilities. This hectic…

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New payment platform brings instant payment to Australia

| Blog, Business help | No Comments

Timely cash flow is a big problem for both businesses and consumers in Australia. Today, relatively simple transactions can take anywhere from hours to days to clear, depending on the…

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Card fraud is a growing problem for SMEs

| Blog, Business help | No Comments

In recent years, small businesses in Australia and New Zealand have increasingly become victims of payment fraud. Due to changes in both consumer and criminal behavior, businesses are becoming more…

What our clients say

"Fifo Capital being able to do one or two invoices only is a massive advantage for businesses looking for flexibility."

"They were really good to get along with and everything they said they were going to do, they did. "