Expertise counts - finance for cash flow today and success tomorrow.



No fuss approval between 24 and 48 hours.



Flexible, fast finance. Invoice Factoring, Business Loans, Payment Plans.



Backing Australian business success since 2007.


Flexible finance when you need it.

Business finance fast means cutting through red tape and delivering. That’s what we do.
Our simple to use, straight-forward options coupled with business finance expertise delivers purpose-fit funding when you need it.

Invoice Factoring Australia

Business cash flow online
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Short term business loans

Fast business finance
View our options

Short term business loans

60+ finance experts
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debtor factoring

Fast business finance

Invoice finance

Immediate cash flow gap? Use our single invoice finance service for as-and-when needed business finance – funds transferred in as little as 4 hours.

Business loans

Need a short term capital injection? Realise a business opportunity, address operational costs or fund other business needs. Purpose-fit for you.

Supply chain finance

Enable your suppliers to receive early payments for their invoices. Improve your net operating working capital at the same time.

Purpose-fit for business

  • As needed business finance – we don’t lock you into long-term contracts.
  • First time clients – funding transferred between 24 and 48 hours.
  • Regular clients – funding transferred in as little as four hours.
  • Finance that works in harmony with your banking facilities – a complement for short-term immediate finance needs.
  • Decades of business finance expertise, delivered one-on-one. We’re not a call centre.
  • Or use our online invoice finance service for at the desk finance.

Find out more

Business help centre


Australia’s new draft legislation seeks to curb phoenix activity

| Blog, Business help | No Comments

On August 16, Revenue and Financial Services Minister Kelly O’Dwyer released draft legislation designed to stop illegal phoenix activity in Australia. Phoenix companies are businesses that are designed to funnel…


Australian venture capital is leaving new startups behind

| Blog, Business help | No Comments

Since its global peak in 2014, seed and early stage venture capital investment has stalled. While the total amounts invested have declined by only approximately 10 per cent, the number…


SMEs need protections against review blackmail

| Uncategorized | No Comments

Online reviews have become increasingly relevant to online, and increasingly also brick-and-mortar businesses in the past decade. Initially they came about as a way to get a feel for the…

What our clients say

"Fifo Capital being able to do one or two invoices only is a massive advantage for businesses looking for flexibility."

"They were really good to get along with and everything they said they were going to do, they did. "