Expertise counts - finance for cash flow today and success tomorrow.



No fuss approval between 24 and 48 hours.



Flexible, fast finance. Invoice Factoring, Trade Finance, Supply Chain Finance and Business Loans.



Backing Australian business success since 2007.


Flexible finance when you need it.

Business finance fast means cutting through red tape and delivering. That’s what we do.
Our simple to use, straight-forward options coupled with business finance expertise delivers purpose-fit funding when you need it.

Invoice Factoring Australia

Business cash flow online
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Short term business loans

Fast business finance
View our options

Short term business loans

60+ finance experts
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debtor factoring

Fast business finance

Invoice finance

Immediate cash flow gap? Use our single invoice finance service for as-and-when needed business finance – funds transferred in as little as 4 hours.

Business loans

Need a short term capital injection? Realise a business opportunity, address operational costs or fund other business needs. Purpose-fit for you.

Supply chain finance

Enable your suppliers to receive early payments for their invoices. Now you can negotiate even better terms with your suppliers and improve your bottom line.

Trade finance

Pay deposits and invoices for your overseas or local suppliers without the need for bank guarantees. Nothing will stop your business now.

Purpose-fit for business

  • As needed business finance – we don’t lock you into long-term contracts.
  • First time clients – funding transferred between 24 and 48 hours.
  • Regular clients – funding transferred in as little as four hours.
  • Finance that works in harmony with your banking facilities – a complement for short-term immediate finance needs.
  • Decades of business finance expertise, delivered one-on-one. We’re not a call centre.
  • Or use our online invoice finance service for at the desk finance.

Find out more

Business help centre


Fifo Capital 2019 Fintech Business Awards Finalist

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Fifo Capital has been nominated as a Finalist in the 2019 Fintech Business Awards Fifo Capital is proud to announce that we have been nominated as a finalist in the…


Michelle Phan: harnessing influence for intrepreneurship

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Michelle Phan wanted to disrupt the beauty industry, but had no resources, no entrepreneurial experience, and no clear business model. What she did know, though, was that Youtube was the…


What are your options if the banks cut off funding lines?

| Blog, Business help | No Comments

Many business owners leverage personal real estate equity to come up with funds that they can inject into their business. Because traditional business loans take a long time to approve,…

What our clients say

"Fifo Capital being able to do one or two invoices only is a massive advantage for businesses looking for flexibility."

"They were really good to get along with and everything they said they were going to do, they did. "