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The Business Loan Dilemma: Why SMEs Need a Working Capital Revolution
SMEs face an ongoing battle for financial stability, often struggling to secure the funding they need for growth. Traditional banks and ‘alternative’ lenders with their business loans have left SMEs facing genuine financial dilemmas. Mark Occhiuto, Head of Sales at Fifo Capital, explains why working capital finance is the real solution. SMEs are the backbone […]
Embracing Change: The Evolving Face of Australian Entrepreneurs
Change is sweeping across Australia’s business landscape, marking a distinct shift. Recent research from the Australian Small Business and Family Enterprise Ombudsman has brought a surprising trend to light: the age of small business owners is on the rise. This article takes a pragmatic look at what this means for businesses Down Under, particularly SMEs, […]
Empowering SMEs Amid Recovering Supply Chains
In the aftermath of prolonged supply chain disruptions, the Australian business landscape finds itself standing at a pivotal crossroads. While the challenges faced by small and medium-sized enterprises (SMEs) are gradually easing, the lessons learnt from recent experiences carry immense value. As we traverse this evolving terrain, it’s not only crucial to navigate the present […]
Canary in the Cage: Why Commercial Brokers Must Embrace Working Capital Finance
The Australian financial landscape is going through significant changes, presenting unprecedented challenges for SMEs seeking stability and growth. As commercial brokers, you play a vital role in guiding businesses to a better horizon, much like the vigilant canary leading miners away from danger. However, there’s a concerning trend of many brokers sticking to traditional debt-based […]
Will the federal budget really deliver what SMEs need?
As the federal budget approaches, Treasurer Jim Chalmers has emphasised that small businesses will be “front and centre”, asserting they are integral to the Albanese government’s strategy for creating a stronger, sustainable, and more resilient economy.
Business finance in Australia: The need to move beyond debt
It’s clear that the Australian economy is facing unprecedented uncertainty. Small and medium-sized enterprises (SMEs) are struggling to access the finance they need to grow and develop. And let’s be honest, relying on debt-based loans to keep businesses afloat is like trying to build a skyscraper on quicksand. To ensure a brighter future for Australian […]
2023: The year for Australian businesses to embrace better finance and technology
As 2023 unfolds ahead of us, Australian businesses are at a crossroads. Small and medium enterprises (SMEs) are facing a number of challenges such as supply chain issues, interest rate rises and defaulting clients. In this guest post, Wayne Morris, CEO of Fifo Capital, offers insights into the current state of the industry and provides […]
Looking back and beyond | 2022/23
2022 was nothing if not eventful. We take a snapshot at the year that was and make some predictions for what we see will be key areas of change in 2023. A year of swing backs The year saw ongoing uncertainty for Australian businesses, with the tailwind of the COVID-19 pandemic continuing to impact the […]
A manifesto for good businesses that want to do well in 2023
With the new year stretching ahead like a blank canvas. Now’s the time to set your intentions for the year. Forget New Year’s resolutions. Start the year the way you mean to finish it. With a clear idea of what you want to work towards and achieve. This is a great way to rally yourself […]
How Australian businesses can gain more certainty in uncertain times
As we hurtle towards the unknowns of 2023 — now is the time to start finding better ways to strengthen and improve your business. There’s no escaping the fact that businesses keep getting dealt new challenges. From record low unemployment making successful recruitment seem like winning the lottery, to skyrocketing inflation, lingering supply chain issues […]
The right kind of viral: Digital technology enables better supply chain management
Viral supply chain is an emerging concept that has been transforming traditional supply chain models, especially in Europe and the UK, using the power of new technologies and accessible information to create a more efficient, cost-effective and agile system for businesses to operate in. In Australia, this concept is gaining fast traction as greater capability […]
Will Australian finance catch up to Europe in 2023?
Our predictions for what will emerge as key changes for business lending in the year ahead. Tough times increase the need for better business finance Over the years the Australian economy has grown and evolved, and so has the financial needs of businesses.Businesses are the first to feel the pinch when the economy goes awry, […]