Fifo Capital is funding more business now
Flexible, fast 24 hour finance
4 to 72 hr approvals
Instant cash flow for business
Finance for cash flow today and success tomorrow
Leading edge technology keeps things simple

Capital Finance & Cash Flow Lending Specialists

Even the most well-run, thoroughly organised businesses will occasionally run into sudden cash flow problems; that’s unavoidable given how chaotic things can be. Your hotel is damaged in a natural disaster, and you have a huge cleanup bill before your insurance claim is paid, one of your managers has a bad fall and is on sick leave, and you have to quickly look for a temporary hire; your supermarket needs to quickly upgrade to the newest ventilation systems, but it wasn’t a planned expense. These things happen to the finest companies out there. It’s not about trying to account for every unlikelihood; it’s about how to keep profits flowing healthily when the unlikely does eventually show up. That’s where we at Fifo Capital can come in with cash flow lending for businesses.

Keep Your Operations Smooth with Fifo Capital Australia’s Award-Winning Cash Flow Loan Providers

As comprehensive and hassle-free business financiers, we make it easy for you to quickly get a cash flow loan with little more than basic paperwork. We also look to accommodate the natural financial rhythms of your business and allow you to re-pay within 150 days (from date of supplier invoice). In can take as little as 4 hours for you to receive the cash flow lending you’re looking for from the time of discussing your details. In other words, we at Fifo Capital are swift, reputable, award-winning, accommodating, and stress-free; your profits will thank you for calling us.

Why Choose Cash Flow Lending?

There are many reasons why you will choose a cash flow loan. Maybe due to something unforeseen, maybe your budget is a little thinner than usual, and you’re not sure if that is loan-worthy. No need to worry; we’re not here exclusively for worst-case scenarios. Here are some examples of why a savvy business owner might seek our services:

  • Wages: Whether you’re a new business or one that’s hit a dip in profits, some of your budget will always be directed towards labour. Employees enjoy consistency and reliability just as much as any business owner too, so a set payday is appropriate and respectful for everyone. If that day is quickly approaching and your budget is currently short, we can offer loans starting from $5000. After all, satisfied, content employees are far more productive.
  • Inventory & Equipment: This is especially true for newer or smaller businesses. With recent lockdowns, for instance, plenty of restaurants and bars had massive amounts of stock go out of date quite suddenly. Perhaps you’re opening a new bar instead and need to finance the beer drafts, gas lines, glasswasher, and draft guns. Whether it’s your stock or your technology, we can help.
  • Sudden Opportunities: When a golden venture appears for you to make more money, it seems ridiculous to be held back by not having enough money to seize that chance. A timely loan can help you surpass your competitors by quickly paying for the newest equipment, a fresh and exclusive product, or a wise place to invest.

Why Choose Fifo Capital Finance Australia?

  • Our consultants at Fifo Capital Finance Australia will discuss all rates and fees of our business cash flow loans with you upfront to save you any unpleasant surprises further down the line.
  • To ensure you are properly catered to at every step, all your communication will be with one specific member of our team who thoroughly understands your business goals and how to help you meet them.
  • We always aim to have you financed in 72 hours or less.
  • Our expertise, experience, and various awards ensure you receive more than just financing; you also benefit from seasoned minds geared towards maximising your profits.
  • Invoice Finance
  • Working Capital Loans
  • Short Term Business Finance
  • Supply Chain Financing
  • Financier Loans
  • Invoice Discounting

Contact Fifo Capital Finance and Recieve A Business Cash Flow Loan In As Little As 4 Hours

Fifo Capital offers the fastest capital finance in Australia; to get started, simply click on “Apply Now.” You can also call or email us using the links above. Read Less

Fifo Capital lets you take control of your cash flow and working capital

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Invoice Finance

Fast track cash flow by turning unpaid invoices into cash. A simple way to grow your business and take hold of sales opportunities.

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Trade Finance

Imagine local or overseas suppliers being paid COD without security and then you not having to pay for 120+ days. You can with Fifo Capital.

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Supply Chain Finance

A unique facility which you can use to pay suppliers, and extend terms to us, freeing up working capital to use as and when you need.

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Business Loans

Customised to fit your cash flow needs. Sitting alongside existing lending, it is a great way to innovate, grow and stay competitive.

Leading the way with non-bank cash flow and working capital finance since 2005

Funding big and small amounts. Simple, Fast and Flexible

We're solutions-focussed. Whether you need fast one-off cash flow solutions or expert thinking to give your business the financial tools for success, we can help.

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Innovative Working Capital Finance (Local expert support)

Designed for Today's Business.

  • Approvals in as little as 24 hours
  • Cash flow funding in as little as 4 hours
  • Off balance sheet, non debt options
  • Short and longer term finance options
  • Pay suppliers early and extend your terms
  • Leading support systems


Why Fifo Capital?

Don't just take our word for it, see what others are saying

Leading finance with a personalised approach. Our account management team is always a phone call or email away.

Fifo Capital being able to do one or two invoices only is a massive advantage for businesses looking for flexibility.

Clothing Manufacturer

They were really good to get along with and everything they said they were going to do, they did.

Home Service Supplier

Fifo Capital has a unique combination of facilities which can help businesses with their working capital both up and down the supply chain. No one funds the same way Fifo does.

Finance Broker, Melbourne


Free business help blogs and quarterly 32-page business magazines free for you.

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Resource Help Center

A local team member is always Ready to help

Getting started with a new finance partner, building trust and aligning business objectives are common concerns for all new clients, so our Support Team is always on hand to help you to get started and to help you at every stage.

Contact Fifo Capital

Find out more. Contact us now and discover how we can help

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