Off balance sheet, debt-free working capital
Pay suppliers early and improve your bottom line by taking advantage of supplier discounts
How it works
You are notified and then approve each invoice via our secure platform.
We pay your supplier’s invoices on the requested date.
Fifo Capital: Australia’s Fastest Working Capital Lenders
Let us at Fifo Capital Finance Australia begin by dispelling some myths, especially if you’re a new business owner. Loans, especially unforeseen or unplanned loans, have a bit of a stigma in a general sense; people hear the word and assume there’s poor financial management or unwise decision-making at hand. However, savvy business owners know that an occasional loan simply makes sense, whether it’s a traditional asset-based loan meant to cover a big expense or a faster working capital loan to keep cash flow undisturbed. A loan that’s paid off quickly and punctually will benefit you long-term every single time.
With that out of the way, Fifo Capital is one of the finest working capital lenders you could come to for quick assistance. We provide speed without compromising our standards of working with reputable customers, and we discuss your business plans, long-term goals, and immediate needs with you without being intrusive. Our service has received consistent praise from Global Business Insights, the APAC Business Awards, and Fintech Business Awards, so taking out a business loan with us is simply sensible.
Working Capital Lenders That Work Hard For You
When you’re running a business, you might not know that working capital loans are applicable in a variety of situations:
- Business loans can improve working capital and not all working capital loans are the same. Working capital loans can be used to pay suppliers and some types are better for operational expenses such as wages
- If an opportunity for your business arrises, you can capitalise on it regardless of cost. You may have succeeded in a large contract win and the need for funds to pay wages, buy materials, or pay a number of suppliers to get things started
These are just a few examples; if you’d like to discuss your options and see which type of financing is best for your situation, we’ll happily receive your call or email at the number or address listed at the top of the page.
Transparent Easy To Understand Working Capital Finanace Terms
When you apply for one of our business loans, we make sure to walk you through all the fees, terms, and rates involved. You’ll know exactly how much the fees are and what the terms entail, and we don’t suddenly spring any previously unmentioned costs or demands on you halfway through.
What are terms or payment timeframes? That partly depends on you. We offer contracts lasting anywhere from 3 months to a year, and we can draft a variety of payment plans within those timeframes to suit you specifically. If your profits are highest during a specific season, you can repay us in instalments during that time.
Contact Fifo Working Capital Lenders Today and Recieve Funding In As Little As 4 Hours
Our working capital lenders are here to help you stabilise your money and eliminate the migraines involved. Fifo Capital Finance also offers the following financial products:
- Debtor Finance in Melbourne
- Capital Finance in Perth
- Short Term Commercial Loans
- Trade Finance
- Fast Business Loans
- Commercial Construction Loans
To get started, just click “Apply Now.” Read Less
Maximise your Working Capital
Supply Chain Finance is a market-leading funding solution that lets you save thousands of dollars off your accounts payable year in, year out.
An innovative, genuine debt-free finance option without the need for real estate security.
- Up to 90 day payment terms extension
- Re-payment holiday period for term
- Zero non-utilisation fees
- Rebate option reduces your payables
- 5-7 day set-up
- Secure STREAM invoice processing platform
- Domestic or overseas suppliers
- Non disclosed supplier payment option
- Optional for both supplier and customer
- Works alongside other finance
Why Fifo Capital for Business Success?
Innovative facilities and fast turnaround is only half the picture. To get the best outcome, work with the experts who specialise in solutions-based thinking for all types of business finance needs.
Fifo Capital facilities can be non-recourse product and typically we require little or no security from you or your business*.
For the best results, relationships count. We’ll support your business with a designated support person who understands your business.
Immediate Supplier Payments
As soon as your facility is up and running you can commence paying your suppliers – disclosed or undisclosed. For new clients we’ll have you set up in 5-7 working days.
Complementing Bank Finance
Our working capital and cash flow options are designed to work alongside other forms of finance you may have in place – for those times when traditional finance isn’t geared to meet your needs.